What Exactly Is Open Enrollment?

Every year, there’s a window of time when you can apply for, renew, or change your health insurance plan through the ACA Marketplace. That period is called Open Enrollment, and it’s your chance to make sure your coverage fits your life, health, and budget.

This year, Open Enrollment runs from November 1 through January 15 — and our licensed agents at Insurance by Gentlemen are here to make the process smooth, simple, and stress-free.

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Why Open Enrollment Matters

If you miss the Open Enrollment window, you may have to wait until next year unless you qualify for a Special Enrollment Period (like losing other coverage or moving to a new state).

This short window gives you the opportunity to:

• Review new ACA Marketplace plans
• Adjust your subsidy or income information
• Add dental and vision coverage
• Switch to a plan that better suits your lifestyle or needs

Gentleman’s Tip: Even if your current plan feels fine, it’s wise to review it each year. Prices and benefits change — and a quick chat with a courteous agent could save you money.

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Who Qualifies for Marketplace Coverage?

Anyone can apply — regardless of medical history or income. Your premium and subsidy eligibility are based on your household income, not your health status.

In fact, many individuals and families qualify for premium tax credits that significantly lower monthly costs. Some even qualify for $0 premium plans depending on income and household size.

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Private Options Are Available Too

While most of our clients benefit from ACA Marketplace coverage, we also offer private market plans for those seeking specific benefits or flexibility outside the Marketplace.

A gentleman always provides options — and our agents make sure you understand each one before making a decision.

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How Insurance by Gentlemen Makes Enrollment Easy

We’ve simplified what most find complicated:

• Polite, pressure-free assistance from licensed professionals
• Clear explanations of your Marketplace and private plan options
• Step-by-step guidance through the application or renewal process

We believe good service and good manners go hand in hand — and we treat every client with the courtesy and respect they deserve.

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A Courteous Reminder

Open Enrollment doesn’t last forever — and waiting too long could mean missing out on affordable coverage.

If you’re ready to explore your options, our team at Insurance by Gentlemen is ready to help you find a plan that fits your health, budget, and peace of mind.

Good Manners. Great Coverage. That’s the gentleman’s way.

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